Thursday, April 26, 2012

About Humana Health Care For Seniors

Humana Insurance Co. is one of the largest providers of health insurance in the United States. The company specialty is group health insurance plans for businesses, but it also provides Medicare Supplement insurance plans and has several Medicare Part D prescription drug insurance plans available. The company has hospitals, pharmacies, dentists, and other medical specialists who work within the Humana network to provide health care or health insurance to seniors and others.


Health Insurance


Humana History


Nursing Home


Beginning as a single nursing home in Kentucky in 1961, Humana grew into a chain of seven nursing homes under the names Heritage House and Extendicare. The company became Humana in 1974 and expanded into the hospital field, becoming the largest hospital company in the world at that time. In 1984 the company expanded into the health insurance business and began offering Medicare supplemental insurance plans for senior citizens.


Humana Foundation


YMCA Pool


Founded in 1981, the Humana Foundation has offered support to seniors groups and other community organizations. Working with YMCAs and health clubs throughout the nation, it offers exercise programs to help seniors lead healthier lives. In 2005 the foundation contributed over $7 million to nonprofit organizations and programs across the nation.


Humana Coverage Areas


Although Humana is a nationwide company, it does not offer all of its insurance plans in all the states. The Humana website Commercial Licensure page provides a list of plans and which states they are available in.


Senior Health Plans


Humana has three health insurance programs for seniors with several plans in each. Two Medicare Advantage plans offer medical coverage and prescription drug programs. Three Medicare Part D prescription drug plans provide coverage for part of the Medicare recipients' prescriptions. The Humana Medicare Supplement plan offers medical coverage only. The supplement plan covers portions of the medical bill not covered by Medicare.


SilverSneakers Exercise Plans


Walking Programs


The SilverSneakers exercise program is available free to seniors enrolled in Humana Medicare Advantage and Medicare Supplement plans in many states. Members receive a basic health club membership and are offered an array of exercise programs. In states or communities where the SilverSneakers program is not available, a walking program is offered. Members of this group receive a pedometer and exercise incentive programs.


Wellness


Humana insurance plans provide coverage for medical and prescription drug costs for medicare recipients and other seniors. Working with the YMCA and health clubs, it provides wellness programs to help seniors manage their individual fitness plans.







Tags: insurance plans, health insurance, prescription drug, Medicare Supplement, exercise programs, expanded into, health clubs