Finding mental health coverage depends on the type of health plan is available and the coverages that are provided. You may have a group health insurance plan, provided by your employer, that contains coverage for mental health. If you are unemployed or do not have access to a group health insurance plan you will need to look for coverage elsewhere. Luckily, there are options available that you can use to find mental health coverage.
Instructions
1. Speak to a representative for your insurance plan or call your plan's administrator. Ask what coverage is available for mental or behavioral health.
2. Check and see if your employer offers an employee assistance program. These programs are provided by many employers that may be included with employer-sponsored health plans.
3. See if you qualify for coverage that is provided by Medicare. You can view information about applying for Medicare from the Social Security Administration.
4. Look into the qualifications for the Medicaid program that is available in your state. Each state has their own qualifications for Medicaid. You can use the govbenefits.gov website to determine eligibility for your state.
5. Find out if your state has a mental health program that is available. You can check with your state's department of insurance to see what is available in your state.
6. Contact your state's mental health agency to see if you are eligible for assistance for mental health services. Many states that have publicly funded mental health centers calculate cost based on how much you can afford to pay.
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