United HealthCare offers two different dental insurance plans.
United HealthCare is an insurance company with subsidiaries offering health insurance, including dental insurance, through half a dozen affiliates in all 50 states. They offer temporary and long-term coverage.
United HealthCare's Dental Coverage
United HealthCare covers preventive dental care, including cleanings, X-rays, crowns, root canals, bridgework, dentures and some oral surgery. It does not cover orthodontia, dental implants, jaw treatments, or cosmetic dentistry, among other exclusions.
United HealthCare's Dental Plans
United HealthCare offers two dental plans, Dental Premier and Dental Value. Dental Premier pays a higher share of costs when patients go to dentists outside the program, while Dental Value has lower premiums. Both programs have an annual deductible of $50 per person, with a maximum benefit of $1,000 per person per year.
United HealthCare's Dentists
United HealthCare offers a network of more than 73,000 dentists around the U.S.. Their online, dentist locator connects insured patients with general dentists and specialists in their communities, and provides directions to dentists' offices. People insured with United Healthcare are also allowed to nominate dentists to join the United HealthCare network.
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