Medicare is a federal medical insurance for eligible seniors 65 years of age and older, or SSI recipients.
History
In 1945, Harry S Truman asked Congress for legislation to establish a national health insurance plan. On July 30, 1965, the Medicare and Medicaid programs for indigents was signed into law by President Lyndon B. Johnson as part of his "Great Society." Former President Truman became the first person to enroll in Medicare. Medicare Part B was added.
Significance
Most seniors are covered by Part A without premium payment, and by Part B with premium payment. They must have worked at least 10 years at a job offering Medicare coverage, and be a U.S. citizen or permanent resident. SSI recipients receive Medicare benefits automatically.
Geography
Medicare extends only to the United States and territories. You must be eligible to receive Social Security benefits to have Medicare coverage.
Benefits
Benefits are extended to seniors 65 years of age and older, the disabled under the age of 65 and those with renal disease. Services cover some chiropractic care as well as speech and physical therapy. Federal civilians are covered. Temporary hospice benefits, catastrophic illness, prescription drugs, routine mammography, pap smears and payments to HMOs are covered.
Considerations
For further information, forms, and updates on Medicare, visit the website at medicare.gov/. A Medicare eligibility tool can be found online at medicare.gov/MedicareEligibility/home.asp?version=default&browser=IE|6|WinXP&language=English.
Tags: Medicare coverage, premium payment, seniors years, seniors years older, years older
