Apply for Short Term Disability For Childbirth
Having a child is one of the most exciting and stressful times of your life. Not only must you prepare for the baby's arrival, you also have to plot your financial future in terms of receiving disability pay while you are out. Receiving short-term disability pay does not occur automatically. It requires notifying your insurance carrier, estimating the dates you will be out and filing appropriate paperwork with your employer.
Instructions
1. Notify your employer and insurance carrier. Depending on your employer's policies, the human resources department may initiate your claim with the insurance carrier on your behalf.
2. File any required paperwork. Some insurance carriers do not require the filing of a paper or online claim for pregnancy, but others do. Make sure that you complete all of the necessary paperwork before your expected delivery date so any issues can be addressed and your pay will continue uninterrupted. You will need the following information to initiate a claim: Social Security Number, name of your employer, reason for your claim and expected date of delivery.
3. Watch for claim status paperwork in the mail. Claims for childbirth are generally approved; however, a glitch may occur and your claim may be denied. It is important to rectify this situation before you go on leave to ensure there are no issues with your pay.
4. Keep your employer and insurance carrier updated as your pregnancy progresses, especially as you get closer to your due date. Issues may arise, such as being required to work a modified schedule or being placed on bed rest earlier than anticipated. This could affect the date of the commencement of your disability payments.
5. Contact the insurer on the first day you are out of the office. This will ensure they initiate your disability claim. You will need to contact them again on the day you return to work. If it is your employer's policy to allow human resources to interact with the insurer, notify your representative at the same intervals.
Tags: your employer, insurance carrier, your claim, Apply Short, Apply Short Term, Disability Childbirth
