Payment of unemployment benefits is administered and regulated by each state.
Unemployment benefits were conceived of during Franklin Roosevelt's presidency as a way to keep people who lost their jobs from falling into abject poverty. The notion was quite radical at the time. Even temporary employees may be eligible to receive unemployment benefits. When you are employed, a certain percentage of your paycheck is deducted toward unemployment insurance. In the United States, unemployment benefits programs are administered by individual states. Each state sets its own rules for benefit payments. In general, if you are laid off or if your job is eliminated, you may be eligible to receive benefits.
Instructions
1. Apply for benefits. Your state will want to know such facts as your last date of work, your last employer and why you are no longer working. Many states will allow you to apply for benefits online. You may also be able to apply by phone or in person, depending on your state's policies.
2. Look for documentation in the mail. Your state will probably let you know by mail whether you are eligible for benefits and, if so, how much you will be paid per month. It will also let you know when the claim will end, and it may request additional information before making a determination. If you do not receive any correspondence from the appropriate state agency, contact the office by phone or in person to make sure your application is in order.
3. Expect either mailed checks or electronic payments. In some states, such as Michigan, New York and New Jersey, you may be able to receive unemployment payments through direct deposit. Otherwise, watch your mail for your first check.
4. Fill out weekly status forms. The agency that administers unemployment benefits in your state realizes that you may be re-employed permanently or temporarily at any time. So before the agency issues another payment, it will request updates on your employment status. Fill out the status form truthfully. In some states, you are subject to penalty if you accept paid work, fail to report the income to your state agency and claim full unemployment benefits for the same week.
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