Having health insurance may seem expensive--until you actually use it!
During these hard economic times "an ounce of prevention is definitely worth a pound of cure." Many health conditions can place you out of work or negatively impact your ability to get a job can be prevented. No matter what the economy is doing--prevention is always the best medicine. Not only will you save money, but your health will improve. Here are some ways to do it.
Instructions
1. Look at your health insurance card and call the customer service number on the back. Talk to your insurance representative and find out what your health plan covers. This simple action can reveal a lot in regard to what you THINK your insurance covers and what it ACTUALLY does cover. Also, it is better to do this in a healthy state before any illness occurs. Getting your information before you need to use it can save you money and even your life!
2. Ask about health prevention services that your insurance may cover. Often times you may find that your plan will offer incentives to get regular checkups and age-appropriate health screenings. You may actually come out a few dollars ahead by getting your screening colonscopy or mammogram (to cite a few) and protect your health.
3. Call your local pubic health department and inquire if (and they usually do) have any free screenings or health services that you may qualify for. Your local Visiting Nurses Association is also a good resource for providing this type of information and services.
4. Check to see when you last had a complete physical (again, with age/gender appropriate screening that your insurance covers). Many insurance companies are starting to penalize people who do not have an annual exam and screening. It is better business for them to have a healthy member than an ill one. They want you to see your healthcare provider before illnesses occur, if at all possible.
Tags: your insurance, that your, your health, health insurance, insurance covers
